252-475-8055

Family Health Insurance

Affordable Care Act Individual & Family Plans

Blue Cross and Blue Shield of North Carolina offers options for residents of North Carolina with comprehensive preventive care and unlimited coverage for the lifetime of the policy.

Pamela Banks

Meet Pamela Banks, Authorized Independent Agent, Blue Cross NC

Kill Devil Hills, North Carolina – As a licensed health insurance professional with 30 years of experience, my goal at OuterBanksHealthInsurance.com is to help you find the best possible coverage for your individual and family health insurance needs, as well as Small Business Solutions.

DentalBLUE®

Qualified dentists for Individuals, Families, and Seniors. DentalBLUE® offers a plan for every budget that saves money on basic, preventative, and major services. Find a dentist you can trust with our broad network.

Blue20/20℠

A variety of options for routine eye doctor visits or more serious vision needs. Find the plan that fits your budget and gives you access to high-quality eye care among our network doctors and best brands of eye wear.

BlueMedicare Supplement

For North Carolina beneficiaries enrolled in Medicare Part B to cover the services that Medicare doesn’t pay for. Choose the best plan designed to meet your medical coverage needs.

Small Business Solutions

Consultation service available for the group employer and assistance with your health insurance and life insurance questions for all of your small business needs.

HEALTH INSURANCE – Affordable Care Act (ACA) For Individuals & Family

Get help paying for health insurance! All of the flexible plans offer unique benefits and deductible choices: Gold, Silver, Bronze, and Catastrophic (under age 30).* They cover preventive services in network at 100%.

You can compare all plan options and review their benefits by getting a no-obligation Quick Quote now!

BLUEAdvantage® – Full statewide network with the most provider choice**

BLUEValue℠ – Limited statewide network that balances access and cost

BLUELocal℠ With Atrium Health – Local network using only Atrium Health and its affiliates

BLUEHome℠ With UNC Health Alliance – Local network using only UNC Health and its affiliates

BLUEHome℠ With Novant Health – Local network using only Novant Health and its affiliates

 

*Metallic levels indicate the value of coverage in a plan.
**HSA eligible plans

 

DentalBLUE® – Qualified Dentists & A Plan For Every Budget

 
sea shellDentalBlue® PPO PREVENTIVE PLAN offers preventive coverage
DentalBlue® PPO 1500 VALUE PLAN offers preventive coverage with an annual Maximum Benefit of $1,500
DentalBlue® CORE PLAN offers full coverage
 
 
It’s easy to find a dentist you can trust, even if you’re out of town, with our broad, local and national network. Though you’re free to visit any licensed dentist you choose, there are distinct advantages to visiting a dentist in our network:

  • You’re not responsible for charges over the allowed amount for covered services
  • Dental claims will be filed for you, saving you time and trouble
  • Dentists in our network have been credentialed

 
 

Blue20/20℠ – Vision Plans For Individuals

 
Blue20/20℠ EXAM PLAN with routine vision care
Blue20/20℠ EXAM PLUS PLAN with comprehensive vision coverage offering allowances on frames, lenses, or contact lenses

 
 

BlueMedicare Supplement – Eligible For Medicare? Know Your Options!

Medicare only covers some of your medical costs. That’s why Blue Cross NC offers dependable Medicare supplement plans for Medicare beneficiaries to help lessen the worries over costs for those covered services that Medicare doesn’t pay for.

Choose from our BlueMedicare Supplement℠ plans to find the plan that best fits your needs and budget. You can get a quote and compare benefits, just contact me with questions or to apply!

 
 

Small Business Solutions – Consultation Service For Business Health & Life Insurance

Employees will know you value them with group health benefits for your business. Contact me for details!

The Path to Peace of Mind

Family Health Insurance PeaceWhile the marketplace for obtaining Health Insurance is changing one thing will not change… my focus and commitment to help you understand your options and make the right choice for your needs and budget. At OuterBanksHealthInsurance.com I am here to help you navigate the many health insurance options that are available today, as well as in the future as Health Care Reform impacts all of us.

As a licensed health insurance professional with 30 years of experience, my goal at OuterBanksHealthInsurance.com is to help you find the best possible coverage for your individual and family health insurance needs.

With Blue Cross NC, you will have access to the large provider network in NC and the ability to choose from the best doctors and hospitals in the state as well as health coverage out of state and through the Blue Card network when traveling worldwide.

Let my years of experience, the importance of “Participating Providers”, and dedication to the unique needs of the Outer Banks community, provide you with peace of mind and help you get the Health Insurance coverage you and your family need.

Contact

Ways to apply and get a quick quote include online, over the phone, and one-on-one in person. Please contact me with questions or to schedule an appointment.

Phone:
252-475-8055

Email:
pam@outerbankshealthinsurance.com

Address:
2801 N. Croatan Hwy, Unit B
Kill Devil Hills, NC 27948