Affordable Care Act Individual & Family Plans
Blue Cross and Blue Shield of North Carolina offers options for residents of North Carolina with comprehensive preventive care and unlimited coverage for the lifetime of the policy.
Meet Pamela Banks, Authorized Agent for Blue Cross Blue Shield of North Carolina
Kill Devil Hills, North Carolina – As a licensed health insurance professional with 30 years of experience, my goal at OuterBanksHealthInsurance.com is to help you find the best possible coverage for your individual and family health insurance needs, as well as Small Business Solutions.
A network of qualified dentists for Individuals, Families, and Seniors. DentalBLUE® for Individuals℠ offers a plan for every budget. Find a dentist you can trust, even if you’re out of town, with our broad, local and national network.
For North Carolina beneficiaries enrolled in Medicare Part B to cover the services that Medicare doesn’t pay for. Choose the best plan designed to meet your medical coverage needs.
Small Business Solutions
Consultation service available for the group employer and assistance with your health insurance and life insurance questions for all of your small business needs.
HEALTH INSURANCE – Affordable Care Act (ACA) Individual & Family Plans
Get help paying for health insurance! All of the flexible plans offer unique benefits and deductible choices: Gold, Silver, Bronze, and Catastrophic (under age 30).* They cover preventive services in network at 100%.
You can compare all plan options and review their benefits by getting a no-obligation Quick Quote now!
BLUEAdvantage® – Our classic health insurance plans offers our largest provider network**
BLUESelect℠ – You can choose between two Tiers of In Network providers with a savings of up to 6% on your monthly premium
BLUELocal℠ – With Duke Health and WakeMed – Limited, regional network
BLUELocal℠ – With Carolinas HealthCare System – Limited, regional network
BLUEValue℠ – Save on monthly premiums with a limited network of providers and some of the lowest costs of all our plans (BlueValue may not be available in all areas)**
*Metallic levels indicate the value of coverage in a plan.
**HSA eligible plans
DentalBLUE® – Qualified Dentists & A Plan For Every Budget
It’s easy to find a dentist you can trust, even if you’re out of town, with our broad, local and national network. Though you’re free to visit any licensed dentist you choose, there are distinct advantages to visiting a dentist in our network:
- You’re not responsible for charges over the allowed amount for covered services
- Dental claims will be filed for you, saving you time and trouble
- Dentists in our network have been credentialed
BlueMedicare Supplement℠ – Eligible For Medicare? Know Your Options!
Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries to help lessen the worries over costs for those covered services that Medicare doesn’t pay for.
Choose from our BlueMedicare Supplement℠ plans to find the plan that best fits your needs and budget. You can get a quote and compare benefits, just contact me with questions or to apply!
Small Business Solutions – Consultation Service For Business Health & Life Insurance
Employees will know you value them with group health benefits for your business. Contact me for details!
Life/Accident/Critical Illness/Hospital Confinement Coverage
Need term life insurance?
Term life insurance pays a lump sum of cash up to $100,000 to your beneficiaries in the event of your death. It can provide both protection and peace of mind, replacing lost income to help with things like college tuition, dependent care, and your mortgage. And there’s no medical exam required. No lab work involved. Just answer a few easy medical history questions. Get an online quote and apply today!
Stay in financial control with accident, critical illness, and hospital confinement coverage from Mosaic Group. Contact me for details and quotes or click Get a Quote to apply online now.
The Path to Peace of Mind
While the marketplace for obtaining Health Insurance is changing one thing will not change… my focus and commitment to help you understand your options and make the right choice for your needs and budget. At OuterBanksHealthInsurance.com I am here to help you navigate the many health insurance options that are available today, as well as in the future as Health Care Reform impacts all of us.
As a licensed health insurance professional with 30 years of experience, my goal at OuterBanksHealthInsurance.com is to help you find the best possible coverage for your individual and family health insurance needs.
With Blue Cross and Blue Shield of North Carolina (BCBSNC), you will have access to the large provider network in NC and the ability to choose from the best doctors and hospitals in the state as well as health coverage out of state and through the Blue Card network when traveling worldwide.
Let my years of experience, the importance of “Participating Providers”, and dedication to the unique needs of the Outer Banks community, provide you with peace of mind and help you get the Health Insurance coverage you and your family need.
Ways to apply and get a quick quote include online, over the phone, and one-on-one in person. Please contact me with questions or to schedule an appointment. Also licensed in Virginia.
113 E. Sothel St. #10
Kill Devil Hills, NC 27948
(corner of Hwy 158 & Sothel St.)
M.P. 5 3/4