Blue Medicare Supplement℠ from Blue Cross and Blue Shield of North Carolina

For North Carolina Beneficiaries Enrolled in Both Medicare Part A and Part B
Original Medicare only covers some of your medical costs. That’s why Blue Cross and
Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans
to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of
Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.

With Blue Medicare Supplement, You’ll Enjoy:
• Coverage for the costs not covered by Original Medicare (Parts A and B)
• The freedom to see any Medicare-participating provider nationwide
• Rates as low as $36.50*
• Flexibility to change plans
• A healthy aging and exercise program
• A program for significant savings on hearing aids

Footnote: *Example for a female non-smoker, age 65. Premium rates can vary based
on a number of factors. Contact Blue Cross NC or your authorized agent to learn more.

Medicare Supplement Plans from Blue Cross NC
Blue Medicare Supplement plans provide savings for more than 232,000 North Carolinians
across our state.* As North Carolina’s preferred health insurer,** people depend on Blue Cross
NC’s large network of providers and more than 88 years of experience to provide the knowledge
and expertise they need, right in their own backyard.

Footnotes:
*232,000; Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and
stand-alone Part D as of September 2021.
**Blue Cross NC Brand Tracking Study; Ipsos; July 2021.

Blue-to-Blue℠: Flexibility to Change
With some insurers, you can get locked into a plan that may not be right for you. But thanks to
our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you
the flexibility to switch Medicare plans:*
• Without additional medical exams
• Without underwriting or additional health questions
• Without any hassle

Footnote: *Blue-to-Blue is only available when you switch from one Blue Cross NC Medicare
plan to another Blue Cross NC Medicare plan. You may only switch during designated times
of the year. Certain other limits apply. Contact the plan or your Authorized Agent for more
information.

Guaranteed Acceptance
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a
medical questionnaire, if you meet the following criteria:
• You are age 65 or older, or under age 65 and are eligible for Medicare due to disability*
• You enroll within six months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina

Footnote: *Guaranteed acceptance is limited to Plan A and Plan G for those under age 65 who
have Medicare due to disability.

No Waiting Periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods
for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting
period for pre-existing conditions.

Stay Healthy With Silver&Fit®
Most Blue Medicare Supplement plans include our healthy aging and exercise program,
Silver&Fit. Enjoy a low-cost fitness membership at a fitness facility near you, or enroll in
the Home Fitness Program and exercise in the comfort of your own home.*

Disclaimer: *The Silver&Fit program is provided by American Specialty Health Fitness, Inc.
(ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). The program is
not part of a member’s policy or benefits, and is not available on our Plan G-HD. All programs
and services are not available in all areas. Please make sure to talk to a doctor before starting
or changing an exercise routine. Silver&Fit, Fit at Home and the Silver&Fit logo are trademarks
of ASH. Other names or logos may be trademarks of their respective owners. Home kits are
subject to change. Not all YMCAs participate in the network. ASH does not offer Blue Cross NC
products or services. Not connected with or endorsed by the U.S. government or the federal
Medicare program.

TruHearing Program®
TruHearing covers one hearing aid per ear per year for a low copay of $699 per TruHearing
Advanced hearing aid or $999 per TruHearing Premium hearing aid. Also, as part of the
program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and
unique hearing needs.*

Disclaimer: *TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an
independent company and does not offer Blue Cross NC products or services. This program
may change or be discontinued at any time.

Ready to Get Started? Learn More About Blue Medicare Supplement
• Compare plan benefits
• Get a free rate quote
• View the Blue Medicare Supplement Outline of Coverage brochure
• View Choosing a Medigap Policy Guide

Notes:
• For costs and further details of the coverage, including exclusions, any reductions or
limitations, and terms under which the policy may be continued in force, contact your agent
or the company.
• Plan A: BMS A, 12/18; Plan G: BMS G, 12/18; Plan G-HD: BMS HDG, 12/18;
Plan K: BMS K, 12/18; Plan N: BMS N, 12/18.
• Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote
products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content
contained in this site is maintained by Agent/Agency. Neither Blue Cross NC nor its agents
are connected with or endorsed by the U.S. government or the federal Medicare program.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) provides free aids to service
people with disabilities as well as free language services for people whose primary language is
not English. Please contact 1-800-478-0583 (TTY: 711) ) for assistance.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) proporciona asistencia gratuita a
las personas con discapacidades, así como servicios lingüísticos gratuitos para las personas
cuyo idioma principal no es el inglés. Llame al 1-800-478-0583 (TTY: 711) para obtener ayuda.

Caution: Policy benefits are limited to those approved by Medicare for payment.

BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of
the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue
Shield plans. All other marks and trade names are property of their respective owners. Blue Cross
NC an independent licensee of the Blue Cross and Blue Shield Association.

U4093, 12/21